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Virtual Bank Martgage Loans

VirtualBank offers a wide variety of mortgage programs with fixed o

at Virtual Bank


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Virtual Bank Mortgage Dreaming of a new space? Whether you're buying a new home or refinancing your current home, VirtualBank will make your loan decision an easy one. Not only do we offer great rates and client service, you can also take advantage of our low closing costs without junk fees. As a bonus, our approval process is hassle free and convenient for you.

- Loan Amounts Up to $4 Million - Conforming and Jumbo Loan Programs	- Fixed and Variable Interest Rates - Second Homes and Investment Properties

Virtual Bank Home Equity

Make your dreams a reality with the equity in your home. Build that pool you've always wanted, go on that long needed vacation or consolidate your bills. Whatever your dreams are, VirtualBank can help make them a reality.

- Primary Residences and Second Homes
- Loan Amounts Up to $3,000,000

- No Application Fee
- Equity Loans and Lines Available

Virtual Bank is National FDIC Insured

VirtualBank, a division of Lydian Private Bank, is a federally chartered bank regulated by the Office of Thrift Supervision. The FDIC logo on our website is a symbol of confidence for you. The FDIC was established in June 1933 to promote safe and sound banking practices.

About Virtual Bank

VirtualBank offers a revolutionary approach to banking. Most banks function with multiple technology platforms and disparate back office systems that do not talk to each other. Traditional banks have spent tens of millions of dollars to band-aid these systems together, and they are still stuck with the internal politics and bureaucracies that get in the way of serving you. Internet-only banks have simply attached a web interface and out-sourced their technology to these same antiquated systems. Instead of leveraging more efficient technology, Internet banks have stumbled into the inherent problems that plague their traditional competitors.

VirtualBank is the only bank that has built an in-house system with a single service interface and back office database that allows our Personal Bankers the ability to consolidate your accounts, provide personalized service, and protect your privacy.

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