What Can You Do to Get Out of Chexsystems?
Groaning, you rush to make a late deposit, hoping that the payee takes his time cashing it. Ready to spend, the payee drives 90 miles per hour to the nearest bank, and the check bounces. Embarrassed, you explain the situation to the payee and write a new check. You've settled everything now, right? Wrong.
You doubtless realize that credit reporting agencies monitor which bills you pay, to whom, and when. But did you know that your checking account activities are probably also being monitored? ChexSystems is the watchful "Big Brother" of the savings and checking accounts world. Deluxe Corporation, the makers of checks, supplies the ChexSystems service to banks and other lenders that wish to protect themselves from fraudulent and non-sufficient funds (NSF) checks, unpaid overdrafts, and other negative activity.
What You're About to Learn
1) - How to get a new checking account if you are currently listed in ChexSystems. We keep a fresh updated list of over 100+ FDIC Insured Banks nationwide that have been known to give checking accounts to people in ChexSystems, complete with contact information. Many have online applications and offer Visa Check Cards and/or ATM Cards.
There is only one requirement for our information to work if you are listed in ChexSystems. You must have two valid forms of identification, such as:
- A Driver's License or State ID
- A Social Security Card.
What are the details of your Money-Back Guarantee?
Answer: We offer a "90 day 100% Money-Back Guarantee". In order to receive a refund, you must fax us a hardcopy of the following within 90 days of purchase:
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