Our term life insurance products are fully automated with immediate approval and insurance coverage via the Internet for qualified applicants. There is no face-to-face interview required, no lengthy paperwork; and American Life makes it easy for you to manage the policies online.
Select Term is probably one of the world's fastest instant-issue life insurance policy. Offering a choice of a 10- or 20-year term with face amounts ranging from $25,000 to $150,000, our electronic application allows qualified applicants to be insured in 10 minutes or less. Read more about it in our fact sheet or apply for coverage now.
Instant Term
Instant Term offers a choice of a 10- or 20-year term with face amounts ranging from $100,000 to $1,000,000. Typically, a healthy person will need to answer about 50 questions in our health and lifestyle questionnaire. With this interview, we can make a prompt determination regarding a person's insurability and issue a policy immediately with coverage in-force for up to 90 days, after which coverage will be extended for the full term once underwriting is complete. The online offerings of most other insurance companies usually require a six- to ten-week turnaround period. Read more about Instant Term in our fact sheet or apply for coverage now.
